What does comprehensive auto insurance cover? If you’re getting ready to purchase your next new car, it’s something you’ll want to know. Comprehensive auto coverage protects against damage to your car that has not resulted from a collision. If your vehicle is lost, stolen, vandalized, or hit by a falling object, drivers who make a comprehensive claim can have their insurance company pick up the tab. In most cases, comprehensive auto insurance will also cover a cracked or broken windshield, along with other forms of glass damage.
While liability coverage covers bodily injury and property damage, comprehensive coverage is a little different. Let’s take a closer look at what comprehensive auto insurance covers. While insurance details may vary by provider, here’s what you can generally expect:
Keep in mind that if you swerve to avoid hitting a deer on the road and end up hitting a car or a tree, then this would be covered by collision insurance instead.
Now that you know what comprehensive insurance covers, let’s discuss how it works:
What is the difference between comprehensive coverage and collision coverage? Many drivers in Bridgewater and beyond mix up the two. While both types of insurance cover your vehicle, they cover different events.
Essentially, if the incident doesn’t have to do with an actual car accident, the damage will likely be covered by comprehensive car insurance. As noted, the one gray area is an animal collision. Depending on whether a collision is involved in the incident, this may fall under either collision or comprehensive insurance coverage.
If you have more to learn about comprehensive insurance coverage, contact the finance department at Springfield Acura near Staten Island, or continue your research by comparing the benefits of leasing vs. financing! To get started, get pre-approved for a loan or lease online. If you don’t have much time to research, our team is happy to walk you through the entire purchasing process.
